vt.Buzz ~ a political blog

Political notes from Free Press staff writers Terri Hallenbeck, Sam Hemingway and Nancy Remsen

4.14.2008

Forestalling foreclosure

You may have heard that housing foreclosures are all the rage. As with most things, Vermont is coming up against this trend later and more softly than some of those elsewhere in the country.

Nonetheless, foreclosures are happening here.

In a story on that topic on WCAX-TV, Tom Candon, Vermont's deputy commissioner for banking, said:

"We've been concerned we are going to see an uptick in the numbers as we go through the spring and fall of this year. I wasn't surprised to see them go up. We're keeping our fingers crossed that they won't go up much more."

Today, the Vermont Democratic Party criticized Republican Gov. Jim Douglas for not taking charge of the issue, sounding an increasingly familiar refrain that Douglas lacks leadership. The party issued a news release that outlines efforts to forestall foreclosures in other states. To wit:

California: Republican Governor Arnold Schwarzenegger partnered with the private sector to provide bridge loans to California homeowners facing foreclosure, brokered a deal with mortgage companies to streamline the loan modification process to help sub-prime borrowers keep their homes and has led efforts to press the White House to raise federal loan limits to help reduce the rate of foreclosures.

...

"In some states more than others, working families have proactive leaders standing up for them and fighting for concrete steps to ease the pain in their states. The Douglas Administration's approach, on the other hand, is a little less proactive: Vermont families and homeowners should just keep their fingers crossed that they can weather the storm."

Is it up to the state to act on the foreclosure issue? If so, what should it do?

- Terri Hallenbeck

posted by vt.Buzz | 5:24 PM |

Comments:

It would be interesting to know how many of the foreclosures in Vermont are on owner-occupied primary residences and how many of them are on condos and second homes at ski areas. If the state does anything in this area, it should be to help the first group rather than the second.

# Posted by:

Anonymous | 5:55 PM, April 14, 2008

Why hasn't Gaye put forward a proposal?

# Posted by:

Anonymous | 5:58 PM, April 14, 2008

Isn't Douglas supposed to be leading the state?

# Posted by:

Anonymous | 6:01 PM, April 14, 2008

Hillary Clinton has a comprehensive plan for dealing with the housing crisis.

http://www.hillaryclinton.com/news/release/view/?id=4530

Go Hillary!

# Posted by:

Anonymous | 6:10 PM, April 14, 2008

I'm a blue-collar person and not a scholar, but I even I winced when I heard about this subprime garbage. Can't believe elected people and the press weren't able to tell this scheme was a loser from the get go. Where the hell were they? Oh, I knew the war in Iraq would blow up as well, but again, where were the politicians and the press? Maybe it is time for wholesale changes in America. Sad.

# Posted by:

Anonymous | 6:35 PM, April 14, 2008

Most mortgages in Vermont are still written by Vermont-based banks, rather than by national subprime lenders. Vermont bankers are sufficiently conservative that they still want to know their borrowers, so VT had the smallest or second-smallest number of subprime mortgages in the country, along with North Dakota, a state with similar lending patterns.

The real problem with banking in Vermont is that Vermont banks are being bought up by out-of-state firms that are less sensitive to the Vermont market. A few years ago Vermont National was bought out by Charter One, which became part of Citizens. The Howard Bank became part of BankNorth, which was then bought by TD, a Canadian bank. More recently, Chittenden became part of Peoples' Trust, a Connecticut bank, and a few months later decided to close branches and lay off staff.

The priority of the Legislature and the Governor should be to keep the remaining Vermont-based banks strong and locally-owned, so they will continue supporting the Vermont economy.

# Posted by:

Anonymous | 6:47 PM, April 14, 2008

Buying a home is a personal decision and should stay that way. If people over-extended themselves, they need to accept the consequences of their actions.

I don't believe the State or Federal government should provide assistance. Where does it stop?

If you made a bad choice on a loan, that's your problem. You were not complaining when you were on the good-side of the transaction but now that it has become burdensome it is time to assign blame and seek an entitlement to make up for a personal irresponsibility.

I wasn't irresponsible in selecting my loan and I resent the suggestion my tax dollars should go to cover your irresponsibility.

# Posted by:

Anonymous | 5:14 AM, April 15, 2008

"If you made a bad choice on a loan, that's your problem."

Yep. But if 1,000,000 people make bad choices on loans, it can put the American economy in a tailspin.

Sadly, the real world isn't as simple as you want it to be.

# Posted by:

Anonymous | 9:15 AM, April 15, 2008

No but every once and awhile excess shake out of the system. It's a natural thing. Remember Balck Tuesday in Oct 87...we survived.

I trust you have your PhD in Economics.

# Posted by:

Anonymous | 9:19 AM, April 15, 2008

I seem to remember a lot of hand-wringing by liberals because "poor" people couldn't always get home loans. So of course inner-city and other banks were "encouraged" to make loans available to people that couldn't afford them. On the other hand, a lot of get-rich-quick flippers were buying up homes and could care less about the interest because they were turning them over so fast (for a while). In the end, the guy that gets stuck is the hard-working middle-class guy that has saved and done without to make a down payment. Just another reward for hard work in these liberal days.

# Posted by:

Anonymous | 9:48 AM, April 15, 2008

The Dems are campaigning early- they will suggest anything in their attempt to embarrass the Governor. If he offered help, they would find a way to be critical. Stop campaigning and start writing smart legislation- something the Dems haven't done for some time.

# Posted by:

Anonymous | 11:10 AM, April 15, 2008

You are soooo right and to think they want us to give them more responsibility.

Caaptain America

# Posted by:

Anonymous | 12:00 PM, April 15, 2008

It's all about the Dems providing a free ride and maintaining this perception that they will/can take care of us.

They have done such a fine job in at the Federal level allowing their partisan politics to stall Social Security reform. We should really trust them to straighten out the free market place with more regulation and bail-outs.

At the State level, congrats to their stellar efforts solving global warming, launching a failing Catamount health program and ending the Iraq war.

All talk and no action....sounds a lot like the Coopster actually.

# Posted by:

Anonymous | 12:21 PM, April 15, 2008

"I trust you have your PhD in Economics."

And YOU do?

# Posted by:

Anonymous | 12:28 PM, April 15, 2008

I thought that Bush's tax cuts were supposed to solve all of America's economic problems ... it's just amazing that didn't work out.

# Posted by:

Anonymous | 12:34 PM, April 15, 2008

Surprisingly to you guys, AFTER the Bush tax cuts, the top 20% of all earners paid a proportionally higher share to all taxes than they did before. Its amazing how a little incentive really works.

Thank GW for reducing your tax burden. Thank the P's and D's in Montpelier for taking it right back from you.

Captain America

# Posted by:

Anonymous | 12:39 PM, April 15, 2008

more republican lies.

black is white.

the sky is orange.

the economy is great because of Bush's tax cuts ...

# Posted by:

Anonymous | 1:20 PM, April 15, 2008

"The Iraq people will greet us as liberators."

"The war will be paid for by Iraqi oil revenues."

"If we cut more taxes, we can balance the budget."

the bu.sh.it continues ...

# Posted by:

Anonymous | 1:33 PM, April 15, 2008

You won't balance the budget by increasing taxes and driving business overseas- or worse, taxing people to the point they just give up and jump on the gravy train- forever leaving the work force and paying their share-you must know people on the gravy train!

# Posted by:

Anonymous | 2:23 PM, April 15, 2008

The last 7 years have proven that Republican ideology is a recipe for economic disaster.

# Posted by:

Anonymous | 3:05 PM, April 15, 2008

and your solution is?

# Posted by:

Anonymous | 3:25 PM, April 15, 2008

Kick the Republicans out of the White House.

# Posted by:

Anonymous | 4:24 PM, April 15, 2008

Perfect- a typical political strategist with all the correct answers- just like Obama & Hillary- all talk and NO solutions except CHANGE- how original.

# Posted by:

Anonymous | 4:41 PM, April 15, 2008

I don't know. I think repealing tax breaks for the wealthiest 1 percent of Americans is a good start, which is what Obama and Clinton are advocating. The tax breaks certainly aren't helping our economy any. That a good enoug idea for you. Oh, and how about ending this trillion dollar war sooner rather than later. You're a dinosaur NEK and you'll soon be extinct just like Bubba and all the other dinosaurs. Young people are turning away from you and your kind in droves.

# Posted by:

Anonymous | 4:47 PM, April 15, 2008

NEK said...

"Perfect- a typical political strategist with all the correct answers- just like Obama & Hillary- all talk and NO solutions except CHANGE- how original."

Success, Peace and Prosperity would certainly be a change, redd

Nice try, little fella. If you wanna keep pushin' more of the same, only more so, knock yourself out. This is a gop-slop fiasco from start to finish. Given the record of Bush and the Gop Congress for the first six years of shrub's reign of error, Clinton's ability to restore Peace and Prosperity to the Country while regaining the respect of Allies and restoring our reputation abroad despite being saddled with a hopelessly-corrupt, impossibly-incompetent gop Congress for the last six of his eight years in office make his record of erasing the Reagan/Bush Deficit that much more impressive.

This is no Country for Clueless Old Men who can't tell Sunni from Shiite or his ass from his elbow who doesn't know or care about the economy and whose answer to everything is to do what shrub did only more so.

President Obama and the Dem Congress are really gonna have their hands full keeping the latest Bush Recession from becoming the latest Gop Depression and digging us out of the latest Bush Deficit/National Debt, but Bush, the gop Congress and their ignorant, ill-informed, treasonous-trash supporters have left them no choice but to do it.

Good thing Clinton's not some senile old coot wandering around his SoCal Ranch calling everybody "Mommy."

The fella's right, redd. You're a dinosaur. Go find yourself a tar-pit and fall in it.

Dismissed.

# Posted by:

JWCoop10 | 5:29 PM, April 15, 2008

The last I knew- those wealthy 1% pay over 75% of all taxes and they are the ones who CREATE private sector jobs. The 65% of the people who receive a public paycheck (state workers, city workers, teachers, police, unemployment, social security recipients,etc) are ALL paid by the 35% of the people in private sector jobs. Us dinosaurs may not outlast you liberals but we can sleep better at night knowing we contribute and not just collect. I am not criticizing our public employees, we need most of our public employees and they are appreciated as are the retirees who earned their social security.

# Posted by:

Anonymous | 5:35 PM, April 15, 2008

JW spews: 'This is no Country for Clueless Old Men who can't tell Sunni from Shiite or his ass from his elbow...'

And this is no country for a plagiarist, an elitist, an associate of the Weather Underground or a person that has had a 10+ year relationship with a hate-mongering, US-bashing minister.

What was it he just told the SF elitists about the people of Pennsylvania? That same opinion applies to us VTers.

# Posted by:

Anonymous | 6:14 PM, April 15, 2008

Hey 5:35 poster.... You are the Man! Well said. Thank you and you are exactly right.

It is good to see some common sense on this board.

Captain America

# Posted by:

Anonymous | 6:17 PM, April 15, 2008

Anonymous has left a new comment on the post "Forestalling foreclosure":

"The last I knew- those wealthy 1% pay over 75% of all taxes and they are the ones who CREATE private sector jobs."

Nice try, nitwit. You clearly don't know anything.

A business is only as good as its employees, little fella, and without the roads to get to and from work to perform the service or manufacture the goods for their employers, the employers don't have the employees to make the goods that make them money an

The 65% of the people who receive a public paycheck (state workers, city workers, teachers, police, unemployment, social security recipients,etc) are ALL paid by the 35% of the people in private sector jobs.

Tell that to the Cops, the Firefighters and the EMTs the next time you or somebody unfortunate enough to be related or connected to your ignorant ass needs them, little fella.

The private sector weren't the ones runnin' into the WTC to save the private sector people inside, little fella.

Rudy did go private sector on their radios and went for the best cost.

How'd that work out for them?

Feel free to tell them or their survivors what a drain they are, schmuck.

Who pays the Military, little fella?

They ain't makin' Blackwater wages. Tell them what an overpaid drain they are, deducebag.

"Us dinosaurs may not outlast you liberals but we can sleep better at night knowing we contribute and not just collect."

Really? And just what evidence can you produce to document your alleged contribution to your Community, to this State, this Country or this World, little factually-challenged fella?

That's what I thought.

You're just another nameless-nitwit spewin' factually-challenged, ignorant, anonymous trash he/she can't substantiate on the Internet or "Internets" as your boy shrub, invented.

"I am not criticizing our public employees, we need most of our public employees and they are appreciated as are the retirees who earned their social security."

Yeah, and I'm tellin' ya to go cheney yourself because I have such high personal regard and deep affection for ya, chump.

You're right about one thing, little fella. You won't outlast us.

You're dumb, you're scum and you're an ignorant-trash dinosaur with bupkis.

Go find yourself a tar-pit and fall in it.

Disappear.

# Posted by:

JWCoop10 | 6:19 PM, April 15, 2008

Yawn.... anything original to say or just more of the party line?

Cut and paste, cut and paste, cut and paste......

Clever.

# Posted by:

Anonymous | 6:24 PM, April 15, 2008

Anonymous said...

JW spews: 'This is no Country for Clueless Old Men who can't tell Sunni from Shiite or his ass from his elbow...'

Ignorant, anonymous trash with bupkis spews

"And this is no country for a plagiarist, an elitist, an associate of the Weather Underground or a person that has had a 10+ year relationship with a hate-mongering, US-bashing minister."

Ya mean the one-time agents of intolerance like Hagee, Haggard, Falwell, Graham and Robertson who are now McSame's new best bigot-buds, little fella?

"What was it he just told the SF elitists about the people of Pennsylvania?"

You brought it up, schmuck. You tell me.

That same opinion applies to us VTers."

Well, if by "us VTers" you mean the ignorant-trash bigots with bupkis vote who didn't vote for him on TM Day and weren't gonna vote for him under any circumstances, you're probably right for once.

Then again, he's a highly-intelligent, well-educated man who, unlike the current occupant, is legitimately competent and capable of being President of the USA while you're an ignorant-trash bigot with bupkis.

He should have a low opinion of you.

Go cheney yourself, chump.

Your ignorant, anonymous ass didn't vote for him on TM Day in the first place, little factually-challenged fella. Then again, based on the reported TM Day vote totals, Vermont doesn't have many ignorant trash bigots with bupkis like you, little factually-challenged fella.

He already won without Scum Vote, schmuck. He's won every election he's ever entered without the Scum Vote, little factually-challenged fella. He already did it here on TM Day. He already won without your ignorant ass, punk. He can do it again.

As for McClueless, to date, the only comp McClueless has beaten in Vermont is Shrub and Huck Finnished.

How'd that work out for him.

That's what I thought.

Always a pleasure.

Dismissed.

# Posted by:

JWCoop10 | 7:44 PM, April 15, 2008

Anonymous has left a new comment on the post "Forestalling foreclosure":

"Yawn.... anything original to say or just more of the party line?"

You're spewin' the same anonymous ignorant slop, schmuck. Figure it out."

"Cut and paste, cut and paste, cut and paste......"

That's all you've ever done, deducebag. As the archives clearly demonstrate, you're evidently not capable of anything else.

"Clever." No, you're not. You never were. You never will be.

Dismissed.

# Posted by:

JWCoop10 | 7:49 PM, April 15, 2008

Anybody heard from jwcoop lately?

His insightful comment is missed.

# Posted by:

Anonymous | 9:55 PM, April 15, 2008

I appreciate most public employees, and that includes the military. We do need a balance and that 65% private vs 35% public has been trending the wrong way for the past 10 years nitwit. You obviously are in the 65% and have lots of spare time to play with the keyboard. You must have other toys to play with!

# Posted by:

Anonymous | 10:02 PM, April 15, 2008

NEK has left a new comment on the post "Forestalling foreclosure":

"I appreciate most public employees, and that includes the military. We do need a balance and that 65% private vs 35% public has been trending the wrong way for the past 10 years nitwit."

So, what you're saying is that there's too many soldiers, EMT's, Teachers cops and firefighters for your taste, little factually-challenged/fundamentally-dishonest/ignorant-trash fella.

Feel free to tell them that, schmuck. I'm sure they'll appreciate hearing from your ignorant ass.

"You obviously are in the 65% and have lots of spare time to play with the keyboard. You must have other toys to play with!"

Yeah, but I enjoy takin' the magnifying glass to your ignorant ass and watching ya fry like ants at a July picnic on a sunny day.

I never cease to be amused to when you coalition of the clueless cretins talk about time spent here when there's never any shortage of ignorant-trash anonymous posts waitin' for me.

Feel free to get back to your joystick, little-factually challenged fella. You just might come up with some substance after all.

Always a pleasure.

Dismissed.

# Posted by:

JWCoop10 | 10:39 PM, April 15, 2008

Spitzer's favorite girl has left a new comment on the post "Forestalling foreclosure":

"Anybody heard from jwcoop lately?

His insightful comment is missed. "

Thanks, little fella. It's always nice to hear from my nameless-nitwit friends in the ignorant-trash with bupkis community.

Always a pleasure.

# Posted by:

JWCoop10 | 10:41 PM, April 15, 2008

yawn.... you bore me.

# Posted by:

Anonymous | 11:50 PM, April 15, 2008

JW attacks by saying: "So, what you're saying is that there's too many soldiers, EMT's, Teachers cops and firefighters for your taste, little factually-challenged/fundamentally-dishonest/ignorant-trash fella."

No that's nto what he said but your reply is the typical liberal talking point attack position. He suggested we manage the public sector like we manage the private sector...with fiscal responsibility and not just blindly pad the payroll.

"Then again, based on the reported TM Day vote totals, Vermont doesn't have many ignorant trash bigots with bupkis like you, little factually-challenged fella."

What the TM vote tells you is the people most likely to have the ability to not work on that day (unemployed D's and P's).

So exactly how does it feel to be an unemployed NYU Pre-law wannabe?

# Posted by:

Anonymous | 1:37 AM, April 16, 2008

McCain/Cheney 2008 !!

Four more years !!

# Posted by:

Anonymous | 8:50 AM, April 16, 2008

Anonymous said...

"JW attacks by saying:" So, what you're saying is that there's too many soldiers, EMT's, Teachers cops and firefighters for your taste, little factually-challenged/fundamentally-dishonest/ignorant-trash fella."

Ignorant trash with bupkis counters with:

"No that's nto what he said but your reply is the typical liberal talking point attack position. He suggested we manage the public sector like we manage the private sector...with fiscal responsibility and not just blindly pad the payroll."

So, his/her ignorant, anonymous ass needs your ignorant, anonymous ass to tell me what his/her ignorant ass what he really meant to say, eh, little fella?

That's sweet of ya to play the role of ignorant, anonymous-trash nancy reagan and/or ignorant, anonymous-trash joe lieberman to whisper in his ear and tell him what he really meant to say.

Clearly, you're doing all you can.
Too bad it's not enough.

Nevertheless, it's mighty sweet of ya all the same, little factually-challenged fella.

That said, and what evidence can your ignorant ass produce in support of that, little factually-challenged fella?

That's what I thought.

"Then again, based on the reported TM Day vote totals, Vermont doesn't have many ignorant trash bigots with bupkis like you, little factually-challenged fella."

"What the TM vote tells you is the people most likely to have the ability to not work on that day (unemployed D's and P's)."

So, everyone who voted for Obama and Hillary and passed all the School Budgets and other items on the ballot on TM Day is an unemployed Dem or Prog, eh, little factually-challenged/fundamentally-dishonest fella?

And what evidence can your ignorant ass produce in support of that ignorant slop, little factually-challenged fella?

That's what I thought.

"So exactly how does it feel to be an unemployed NYU Pre-law wannabe?"

You tell me, schmuck. Your ignorant anonymous ass is always burnin' the midnight oil and/or here waitin' for me when I get here 24/7

Feel free to produce evidence that I'm "an unemployed NYU Pre-law wannabe?" as you allege, little factually-challenged fella.

That's what I thought.

Always a pleasure.

Dismissed.

# Posted by:

JWCoop10 | 9:50 AM, April 16, 2008

Anonymous said...

"JW, make your point without calling someone a bigot or a racist. Please. Hate speech has no place on this blog."

Gee, that's gonna put the little bigot boy and the ignorant anonymous-trash with bupkis brigade right outta business, little anonymous fella.

Ya might wanna run that by bubbles and see if he's signed off on your mutual suicide pact before you start slurpin' that kool-aid.

On second thought, slurp away.

Always a pleasure.

# Posted by:

JWCoop10 | 10:01 AM, April 16, 2008

JW, even though you post anonymously, I want to buy you a beer. Let's pick a time and place to meet, ok? Anywhere in central VT is fine with me, you name it.

# Posted by:

Anonymous | 10:44 AM, April 16, 2008

Someone wants to have a drink with jw??? What would that be, splitting a bottle of Ripple in jw's new he-man women-haters club located in a new Wal Mart tv cardboard box under I89? You buy.

# Posted by:

Anonymous | 11:11 AM, April 16, 2008

"That's the best defense of shrub's brain-dead, bushleaguer, BS policies your ignorant ass can come up with, little factually-challenged fella?

Go cheney yourself, chump.

You're dumb, you're scum and you're a self-proclaimed dinosaur.

Go find yourself a tar-pit and fall in it.

Dismissed."

Terri, how long do you allow this before you ask for some reasonable civility? Could you answer us? If there is no limit, could you let us know?

# Posted by:

Anonymous | 11:11 AM, April 16, 2008

Anonymous said...

"Terri, how long do you allow this before you ask for some reasonable civility? Could you answer us? If there is no limit, could you let us know?"

Well, if she does, at least you'll know somethin', schmuck.

And just who is this "us" for whom you presume to speak, little fella?

That's what I thought.

You poor persecuted little putz.

It never ceases to amaze and amuse how quickly you clueless cretins turn to jello and run cryin' to mama when somebody smacks your ignorant ass back.

You're ignorant, anonymous trash with bupkis, schmuck.

Grow a pair and get yourself a case and a clue or get used to it, little fella.

Dismissed.

# Posted by:

JWCoop10 | 11:43 AM, April 16, 2008

"Grow a pair and get yourself a case and a clue or get used to it, little fella."

Big keyboard talk from a schmuck nobody knows. A blowhard who purports to be above the anonymous crowd 'cause he thinks he's got a set of brass ones that are mammoth enough to sign "jwcoop10" to his single-themed rantings. Oh, that's helpful. Now we know who you are - jwcoop10. Of course!

Is that what it says on your lithium prescription?

Go Vince Foster yourself, jwpoop. You're wasting oxygen better used by more deserving creatures - seagulls, skunks and cockroaches come to mind.

Dismal.

# Posted by:

Anonymous | 1:03 PM, April 16, 2008

Shumlin's nose has left a new comment on the post "Forestalling foreclosure":

"Grow a pair and get yourself a case and a clue or get used to it, little fella."

"Big keyboard talk from a schmuck nobody knows."

Gee, I'm not findin' any listings for "Shumlin's Nose" in the book, little stoneless fella.

Go cheney yourself, punk.

You're ignorant anonymous trash with bupkis, schmuck. You always were. You always will be.

Dismissed.

# Posted by:

JWCoop10 | 1:09 PM, April 16, 2008

JW@ says: "Success, Peace and Prosperity would certainly be a change, redd"

Wow, you are so insightful. Address NEK's basic point that it is easy to say 'chnge' but neither Hillary or BO have offered anything other than vague generalities. Come on big shot...what's your plan?

idiot.

# Posted by:

Anonymous | 1:29 PM, April 16, 2008

"bubba said...
Someone wants to have a drink with jw??? "

Mindboggling but Central VT is teaming with backwoods Yahoo's that apparently think JW's NYU experience has made him a intellect. Go figure.

I assume whatever they drink it will be homemade and then sit around telling deer hunting stories while counting the number of teeth they have left in their mouths.

# Posted by:

Anonymous | 1:35 PM, April 16, 2008

Get RID of Gaye Symington

# Posted by:

Anonymous | 1:51 PM, April 16, 2008

JW I mean it about the drink. And anywhere in VT is fine. I just want to see if you debate issues like this in face-to-face encounters, or whether you only have balls to do it when you are posting anonymously (that is, we don't know your real name) in the wild west that is this blog.

Yes, JW, to reiterate: until you disclose your name, you are an anonymous twit.

C'mon, big man. Have a beer on me!

# Posted by:

Anonymous | 1:59 PM, April 16, 2008

"JW, even though you post anonymously, I want to buy you a beer. Let's pick a time and place to meet, ok? Anywhere in central VT is fine with me, you name it."

Gee, I haven't seen one of you nameless-nitwits pull this pathetic ignorant slop for a few weeks."

That's mighty sweet of ya, schmuck. Why limit it to Central Vermont, little factually-challenged/nameless-nitwit fella?

Given your recent fascination with the Larry Craig stall at the Minneapolis airport, perhaps you would prefer to meet in Minnesota.

# Posted by:

Anonymous | 2:14 PM, April 16, 2008

Anonymous has left a new comment on the post "Forestalling foreclosure":

"bubba said...
Someone wants to have a drink with jw??? "

"Mindboggling but Central VT is teaming with backwoods Yahoo's that apparently think JW's NYU experience has made him a intellect. Go figure."

Well, that's a problem you'll never have, schmuck.

Actually, little factually-challenged fella, that would be "made him "an" intellect in the context you've presented.

You're welcome.

"I assume whatever they drink it will be homemade and then sit around telling deer hunting stories while counting the number of teeth they have left in their mouths."

That's fascinating, little factually-challenged/never fail to fail fella.

So, when you assume NYU, you assume dentally-deficit deer hunters around a campfire, eh?

If Gallup or Gannett were to take a poll of people 1500 people in oh, say, rural PA and/or VT's NEK, I wonder how many people would give that answer when asked what image comes immediately to mind when they hear the term NYU.

If you were to take that number and divide it by two, you'd probably be close to the Vermont vote total this November for the McCain/Cheney ticket you anonymous nitwits are pushing.

Furthermore, if you were to divide that number by 20, you'd probably get the number of people who believe you can distinguish your ass from your elbow, schmuck.

You coalition of the clueless cretins can't even get your Anti-Semitic slurs and ignorant-trash flatlander stereotypes straight.

Evidently, there's nothing you clowns can't cheney up.

You're dumb, you're scum and ya can't tell Sunni from Shiite, ass from elbow, shylock from shyster or urban flatlander from toothless dear hunter.

Always a pleasure.

Dismissed.

# Posted by:

JWCoop10 | 2:32 PM, April 16, 2008

"You're dumb, you're scum and ya can't tell Sunni from Shiite, ass from elbow, shylock from shyster or urban flatlander from toothless dear hunter."

Just so YOU get it right, you little grammar queen you, its dentally-deficient not dentally-deficit and it's deer hunter, not dear hunter.

Or are you just pre-occupied thinking about that drink date with your secret admirer up in Minneapolis?

You pal and best friend forever,

Little fella

# Posted by:

Anonymous | 2:53 PM, April 16, 2008

Actually, adverbs are never hyphenated, so you are both wrong. Look it up if you don't believe me. Words ending in "ly" are not hyphenated.

# Posted by:

Anonymous | 3:26 PM, April 16, 2008

Thank you.

# Posted by:

Anonymous | 3:29 PM, April 16, 2008

Anonymous has left a new comment on the post "Forestalling foreclosure":

"JW I mean it about the drink. And anywhere in VT is fine. I just want to see if you debate issues like this in face-to-face encounters, or whether you only have balls to do it when you are posting anonymously (that is, we don't know your real name) in the wild west that is this blog."

Ya mean like your "ballsy" ignorant, anonymous ass, deducebag?

Gee, gettin' anonymously called out by some little nameless-nitwit with bupkis to be named later. Presumably.

Nice try.

First of all, little factually-challenged fella, this in not a debate.

Whenever pressed for evidence to support your specious slop, you and the rest of nameless-nitwit nation have made it abundantly clear that you're totally incapable of engaging in debate.

Even if you had the inclination to debate, you lack the capacity to do so.

Secondly, given those facts and the current "reality" that you're just some anonymous, lunatic-fringe nitwit without a case or a clue repeatedly trying to anonymously challenge me to a bar fight with a nameless nitwit to be named later because ya can't think of anything else to do, I don't give a damn what your ignorant anonymous ass "thinks," schmuck.

Again, since the reality of your situation seems to have eluded you, you're just some ignorant, anonymous trash with bupkis lunatic delusional enough to think you can anonymously challenge me to a bar fight somewhere in Vermont with a nameless-nitwit to be named later. Presumably.

"C'mon, big man. Have a beer on me!"

In view of the circumstances, little factually-challenged/little or no contact with reality fella, you best rain-check the beer. However, I'll visit your utterly-psychotic, delusional-dimwit ass in Waterbury when/if you're allowed visitors.

"Yes, JW, to reiterate: until you disclose your name, you are an anonymous twit."

That's fascinating, little factually-challenged/anonymous fella.

You're an utterly-psychotic/delusional dreck dealer anonymously offering me a beer on a nameless nitwit to be named later no matter what ya do, schmuck.

Always a pleasure.

Dismissed.

# Posted by:

JWCoop10 | 3:37 PM, April 16, 2008

1-800-BPD-GIVE

# Posted by:

Anonymous | 4:03 PM, April 16, 2008

Borderline personality disorder (BPD) is a serious mental illness characterized by pervasive instability in moods, interpersonal relationships, self-image, and behavior. This instability often disrupts family and work life, long-term planning, and the individual's sense of self-identity. Originally thought to be at the "borderline" of psychosis, people with BPD suffer from a disorder of emotion regulation. While less well known than schizophrenia or bipolar disorder (manic-depressive illness), BPD is more common, affecting 2 percent of adults, mostly young women. There is a high rate of self-injury without suicide intent, as well as a significant rate of suicide attempts and completed suicide in severe cases. Patients often need extensive mental health services, and account for 20 percent of psychiatric hospitalizations. Yet, with help, many improve over time and are eventually able to lead productive lives.

# Posted by:

Anonymous | 4:10 PM, April 16, 2008

"There is a high rate of self-injury without suicide intent, as well as a significant rate of suicide attempts and completed suicide in severe cases."

So you're saying that there's hope jwpoop might do us all a favor and pull a Vince Foster?

# Posted by:

Anonymous | 8:16 PM, April 16, 2008

Peter Welch's bald spot has left a new comment on the post "Forestalling foreclosure":

"So you're saying that there's hope jwpoop might do us all a favor and pull a Vince Foster?"

Not a prayer, putz.

Nice try.

You're ignorant trash with bupkis, schmuck. Do the world a favor and go cheney yourself.

Always a pleasure.

Dismissed.

# Posted by:

JWCoop10 | 8:25 PM, April 16, 2008

This comment has been removed by the author.

# Posted by:

JWCoop10 | 8:29 PM, April 16, 2008

Anonymous has left a new comment on the post "Forestalling foreclosure":

JW@ says: "Success, Peace and Prosperity would certainly be a change, redd"

"Wow, you are so insightful."

Thanks. You're ignorant trash with bupkis. How's it goin'?

"Address NEK's basic point that it is easy to say 'chnge' but neither Hillary or BO have offered anything other than vague generalities."

Evidently, it's easier for them to say it than for your ignorant ass to spell it, schmuck.

You are the nameless-nitwit ignorant-trash slimeball gift that keeps on givin', little never fail to cheney it up fella.

And just where and when did he establish that, little factually-challenged fella?

That's what I thought.

"Come on big shot...what's your plan?"

To keep laughin' my ass off at your ignorant slop, schmuck.

Actually, I might have another bowl of of this delicious "Go Cheney Yourself Chilli" my wife made.

It's a Cindy McCain recipe she got off the McCain website Cindy claims has been in her family for generations. Evidently, her Granny got it off Rachel Ray or the Food Channel back in 1927.

Always a pleasure.

Dismissed.

# Posted by:

JWCoop10 | 9:51 PM, April 16, 2008

Great answer Coopy. Clearly you have nothing. Never did...never will. You are an empty suit.

# Posted by:

Anonymous | 12:55 AM, April 17, 2008

Olbermann ends his nightly diatribe with slurs against McCains' wife and exactly 51 minutes later what appears on this blog but little mini-moron and the same classy smear! Guess the best the loony left has been reduced to is Mrs. McCain's recipes!

# Posted by:

Anonymous | 8:28 AM, April 17, 2008

Always nice to hear from our factually-challenged/fundamentally-dishonest friends in the nameless-nitwit/ignorant-trash with bupkis community.

Dismissed

# Posted by:

JWCoop10 | 8:49 AM, April 17, 2008

A sure sign of Coopy's mental instability is the effort he puts into responding like a true moron to each and every post.

Someone posts.... What a nice day.

Coopy replies 'Always nice to hear from our factually-challenged/fundamentally-dishonest friends in the nameless-nitwit/ignorant-trash with bupkis community."

Someone says ....the sun rises in the east.

Coopy says 'You have bupkis you goose steeping neo-nazi cretin. Go cheney yourself with shrub and all the gop-slop.

Someone says 'Tone it down Jeffy before the BFP investigates your repeated violations of the Terms of Use'

Jeffy says 'Sorry Mom. Please don't tell Dad and don't take away my internet priveleges again. I just made a new friend that wants to buy me a drink anywhere in Ct. Vermont'

# Posted by:

Anonymous | 9:31 AM, April 17, 2008

Be careful of those who would offer you a free beer

Just like what happens to kiddies who accept JW's offers of free candy.............know what I mean JW huh huh huh

Here kiddie kiddie kiddie

# Posted by:

Anonymous | 2:20 PM, April 17, 2008

Anonymous has left a new comment on the post "Forestalling foreclosure":

Be careful of those who would offer you a free beer

"Just like what happens to kiddies who accept JW's offers of free candy.............know what I mean JW huh huh huh"

No, actually. It must be one of those delusional-dimwit, "real" Vermonter things.

Why don't you explain to me just what it is you're trying to say here, little factually-challenged fella.

Dismissed.

# Posted by:

JWCoop10 | 10:56 PM, April 17, 2008

yawn.... you offer nothing

# Posted by:

Anonymous | 7:01 AM, April 18, 2008

Considering the projections for the number of home foreclosures in the next couple of years -- estimates now start at 1 million annually and go up from there -- you'd have thought there might be more ideas floating around for dealing.
-------------------

# Posted by:

Anonymous | 9:48 AM, November 07, 2008